Tag: personal property

second-home-protect-it-too-hitchings-insurance-agency

Second Home: Protect It Too! | Hitchings Insurance Agency

Home Sweet Home! There is nothing like it. Having a second home may make it even sweeter. Leave the day to day to enjoy life in another enjoyable setting. Maybe it’s on the lake and provides a get way for the weekend. It could even be the home you live in a portion of the […]

rideshare-care-about-your-coverage

Rideshare: Care About Your Coverage | Hitchings Insurance Agency

It’s the weekend and you want to go out and have fun. You want to go downtown and not have to worry about driving or finding a parking space. All you desire is a carefree night… A convenient, easy, and affordable option to leave your place is to rideshare! Getting an Uber or Lyft could […]

comprehensive-coverage

Comprehensive Coverage Explained | Hitchings Insurance Agency

The insurance industry uses all kinds of  “fun, technical” terms that most people do not have fully understand. Learning the basics are helpful to making an informed decision. Let’s answer this question about personal and commercial auto policies: What is comprehensive or other than collision coverage? Comprehensive Coverage Comprehensive is the second main piece of […]

collision-coverage

Collision Coverage Explained | Hitchings Insurance Agency

What is collision coverage? The insurance industry uses a variety of different terms. It can be very confusing for people that do not have a deep understanding of them. Let’s explain collision coverage on a personal or commercial auto policy for you right here! The formal definition: “the upset of your covered auto or a […]

does-my-insurance-cover-rental-cars-hitchings-insurance-agency

Does My Insurance Cover Rental Cars? | Hitchings Insurance Agency

School is out. The days are longer. Summer is here and vacations may be on the horizon. If you are flying to your destination, a rental car may be necessary. It may also make you wonder, does my insurance cover rental cars? We get this question a lot…almost daily! So, let’s discuss some of the […]

equipment-breakdown-coverage

Equipment Breakdown Coverage: What Is It? | Hitchings Insurance Agency

We get this question a lot! What is equipment breakdown coverage? It’s actually quite simple…just what the name suggests! If a mechanical system in your home breaks down, the equipment breakdown coverage takes care of the damages to your equipment. Equipment Within A Home When you sit back and think about the average American house, […]

water-backup-coverage-what-is-it-hitchings-insurance-agency

Water Backup Coverage: What is it? | Hitchings Insurance Agency

Owning a home can be both exciting and stressful. There are some things you never want to deal with as a homeowner. One is likely a fire and another may be a tornado. The third quite possibly is a loss due to water! We see more homeowner claims that deal with some type of water […]

new-drivers-license

New Driver’s License: When Do We Add Insurance? | Hitchings Insurance Agency

How is this possible? Your baby is turning 15 1/2 and ready to get a permit to drive. The next six months will probably include Driver’s Ed and driving with an instructor. Not to mention all the time you personally will spend teaching your teenager how to be a cautious, non-distracted, defensive driver. Do you […]

landlord-responsibilities-related-to-insurance

Landlord Responsibilities Related to Insurance | Hitchings Insurance Agency

You have the title of landlord. The checklist may be pretty lengthy at times and you may wonder where to start. One of those important landlord responsibilities is securing proper insurance for the property. While your insurance professional can help to make this a smooth process, you have to determine the requirements for your renters. […]

home-insurance-in-ohio-what-does-in-cover-hitchings-insurance-agency

Home Insurance in Ohio: What does in cover? | Hitchings Insurance Agency

Looking for a new house can be such a roller coaster ride. Open house after open house. Endless discussions. Writing out all the pros and cons. SO many emotions involved, but you made it! You finally found the right one! Now it’s time to work through the home buying process, which can be intimidating and […]