What is Lessor’s Risk Insurance?
What is Lessor’s Risk Only (LRO) Insurance? Lessor’s risk insurance. It’s one of those lessor (pun intended) known insurance coverages that are designed for owners of leased commercial properties, particularly retail complexes, warehouses, apartment buildings, and the [...]
Don’t Get Caught Off Guard: Protecting Your Business with Product Liability Insurance
At Hitchings Insurance, we understand the dedication and hard work that goes into building a successful business. You invest in quality materials, prioritize safety standards, and strive to offer the best products to your customers. But even the most [...]
Insurance Audits
You’ve been requested to complete a business insurance audit. Great, right? Just what you don’t have time to complete during your busy season, or know how to complete. We feel your pain. It’s not a great process! It’s painful [...]
Understanding Business Personal Property (BPP) Insurance
Your business and property are valuable assets, but have you considered all the items owned by the business to operate your business? Business personal property is one of the main coverage items in a commercial property insurance plan. [...]
Fiduciary Liability Insurance & Fiduciary Bonds for Ohio, Indiana, Michigan, Kentucky, and Pennsylvania Businesses
Running a small or mid-sized business (SMB) comes with a lot of responsibility. You're not just accountable for the day-to-day operations and keeping your employees happy, but you're also entrusted with managing finances, retirement plans, and other assets on [...]
Directors & Officers Insurance: Protecting Your Leadership
Running a small or mid-sized business comes with a lot of responsibility. You're constantly making decisions that can impact your employees, your customers, and the overall success of your venture. While you strive to make the best choices, unforeseen [...]
Hitting the Bullseye: Gun Range Insurance for Your Ohio Business
Owning a gun range in Ohio, Indiana, Michigan, Kentucky, or Pennsylvania is a great way to cater to the growing community of firearms enthusiasts. But along with the thrill of the sport comes the responsibility of safety. While you [...]
Protecting Your Business: A Guide to Cyber Insurance for Small and Mid-Sized Businesses in the Midwest
The new technology and digital presence have brought incredible opportunities for businesses of all sizes. However, it has also introduced new threats: cyberattacks, spam email takeovers, data hacking, and other cybercrimes can cause havoc for small businesses. Here at [...]
