Are Log Homes More Expensive to Insure?
Log homes are different than your regular home, and many homeowners and even prospect buyers tend to consider them better than your traditional stick-built homes. They often have superior craftsmanship, rustic appeal, can be extremely energy efficient, and make [...]
Equipment Breakdown Coverage: What Is It?
We get this question a lot! What is equipment breakdown coverage? It’s actually quite simple…just what the name suggests! If a mechanical system in your home breaks down, the equipment breakdown coverage takes care of the damages to your [...]
Home Fire Insurance: Are Electrical Fires Covered?
Fires are devastating. They are deadly, destructive, and can spread extremely fast. For homeowners, their property catching fire is probably among the top 5 worst fears. When a fire occurs in a residence, it can double in size in [...]
Ting Protection Package Alerts Before Electrical Malfunction
Protecting you, your family, and your loved ones is what Hitchings Insurance does. Offering customized, affordable insurance, and offering you advice on how best to protect your assets is part of our “insurance promise.” Since we are passionate about [...]
Barndominium 101
If you live in rural USA you may have noticed a new trend. You have probably seen people living out of barns. No, not a traditional barn but a fancy barn. In the insurance industry, they are referred to [...]
Do Credit Scores Affect Premiums?
Do Credit Scores Impact Insurance Premiums? In the United States, it’s common to use credit scores to gauge auto insurance or home insurance rates. Depending on the insurance company and depending on whether you choose to opt-in or not [...]
Good vs. Bad Property Photos to Send to Your Agent
When securing home insurance, there are several things to review to ensure that the coverage is proper. It can be overwhelming without a helpful insurance agent! Here is something simple that you can provide to help the process move [...]
Home Insurance Rates Increasing Due to Inflation
Is Inflation Affecting my Home Insurance Rate? A standard homeowners insurance policy includes an inflation index. This is included to increase your coverage by some every year, in hopes that the policy keeps up with inflation. Due to this [...]
