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Don't Get Stuck After an Accident – Rental Car Coverage

Hitchings Helps: Don’t Get Stuck After an Accident – Rental Car Coverage

March 6, 2024

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Getting into an accident can be stressful, but it shouldn’t leave you stranded. This is where rental car coverage comes in – a crucial add-on for your auto insurance policy that ensures you have transportation while your car gets repaired or, in the worst-case scenario, replaced. 

Why You Need Rental Car Coverage 

Imagine this: you’re on your way to work when – bam! Unexpected accident. Luckily, everyone’s okay, but your car needs a trip to the shop. Now what? Without a backup plan, your daily routine grinds to a halt. Rental car coverage steps in, providing you with a temporary vehicle to get you back on track. 

This coverage goes beyond just commuting. It allows you to maintain your day-to-day tasks like your errands, appointments, and even that weekend getaway you’ve been planning. Let’s face it, dealing with an accident is a hassle – rental car coverage helps minimize the disruption. 

Understanding Your Coverage Options 

  • Loss of Use: Covers the daily cost of renting a standard vehicle while your car undergoes repairs. There’s usually a daily and total limit on coverage, so be sure to discuss these details with your agent to make sure you have the amount of coverage you want in the event you need to use it. 
  • Rental Car Option: If the rental car of your choice is over the daily limit on your policy, then you pay for the difference out of pocket to be reimbursed. 
  • More Coverage: Remember, there are always options for more coverage. Rental car companies also offer options for additional coverage. It’s important to keep your agent in the loop to make sure you are getting the coverage you want/ need and nothing extra or nothing less! 

The Hitchings Advantage 

At Hitchings, we understand the importance of peace of mind, especially after an accident. Our knowledgeable agents will walk you through your options and ensure you have the right protection in place. We’ll also help you navigate the claims process if you need to utilize your rental car coverage. 

Don’t wait for an accident to happen. Contact us today to discuss adding this coverage to your auto policy or to do business with us. It’s a small investment that can make a big difference during a stressful time. 

Start a conversation with a personal lines insurance professional today