Insuring Precision: Agronomy Business, Chemical Application and Dealers
March 5, 2024
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The world of agronomy is dynamic, demanding, and ever evolving. From managing soil health to optimizing crop yields, you wear many hats and shoulder significant responsibility. While you meticulously plan for optimal growing conditions, unforeseen events can threaten your livelihood.
We understand the unique risks associated with agronomy businesses. We’re dedicated to helping you navigate the complexities of insurance and secure the coverage you need to thrive.
What Risks Could You Face in the Agronomy Business
- Application Errors
- Equipment Malfunction
- Weather Related Risks
- Spray Drifting
- Chemical Handling
- Disposing Of Pesticides
- Legal Risks
Diving Deeper into Coverages
Here is the coverage you may need and why it’s important to work with a team who understands your operation.
- Buildings & Inventory: Commercial property insurance shields your physical assets, including structures, equipment, and supplies, from losses caused by fire, theft, vandalism, and weather events.
- Premises Liability: This coverage safeguards your business against claims. This could include bodily injury or property damage sustained by third parties on your premises. This can encompass slip-and-fall accidents, product liability issues, or customer injuries.
- Equipment: Specialized insurance protects valuable equipment, like tractors, planters, and harvesting machinery, from damage due to accidents, theft, or breakdowns.
- Chemicals: Specialized coverage can be obtained to address potential liabilities associated with the storage, handling, and use of agricultural chemicals, mitigating risks of spills, contamination, or accidents.
Conclusion
We recognize that every agronomy business is unique, and your insurance policy should be as well. Our experienced agents will work closely with you to understand your specific operations, risk profile, and budget to create a customized insurance plan that meets your individual needs. At Hitchings Insurance you will work with specialized agents that can talk the talk and understand your operation. Ready to mix agronomy and insurance? Contact us today at 419-423-9145 or email at info@hitchingsinsurance.com
