Hitchings Insurance Agency has special expertise in a few Commercial Trucking Insurance segments specifically. One niche that we focus on is hot shot trucking insurance. These are operations that are hired to haul various items from one specific location to another. Most of these trucking operations are picking up campers, RVs, and automobiles from one dealership and delivering them to another. Although hot shot trucking can be done with all types of cargo, we see a majority of trucking operations fall into those 3 categories.
We also specialize in grain commodities hauling. These are operators who typically run a farming operation and truck in the offseason or during downtime to supplement their income.
The final Ohio Trucking segment we specialize in is dirt, sand, and stone hauling companies. We have great competitive pricing on fleets below 25 power units, trucks that are 20 years and newer, and trucking companies with good claims history.
Hitchings Insurance Agency is a knowledgeable insurance agency for Ohio Trucking Insurance needs from Liability Insurance and trucking-specific coverages to Health Insurance and Employee Benefits packages. We take care of you, your business, your vehicles, and your employees.
We’ll help you identify and address common trucking risks and exposures that can lead to loss and we’ll show you how the right Trucking Insurance coverage will mitigate your risks. Some coverage will be federally or state-mandated, such as Liability Insurance and Workers’ Compensation, while other recommended coverage will be optional based on your operation’s unique risks.
At a minimum, your coverage should include:
- Liability Insurance: bodily injury, property damage, and uninsured or underinsured motorist
- Physical damage coverage: Collision, Comprehensive
Some optional coverages might include:
- Motor Truck Cargo Insurance
- Storage Insurance
- Cleanup and Debris Removal Insurance
- Passenger Accident Insurance
- Roadside Breakdown & Towing Insurance
- Rental Reimbursement Insurance
- Personal Property Insurance
- Downtime Coverage Insurance
- Gap Insurance
- Commercial Umbrella Insurance
If you employ staff, we also offer Health Insurance. We will work with you to build an Employee Benefits program that fits your budget and your operation.
Our experienced team will work with you to assess your unique needs and will recommend the coverage you need to protect your investment. We explain the options so that you can make informed decisions. Our goal is to make things easy for you so that you can focus on your work.
We invite you to learn why so many commercial truckers trust Hitchings Insurance Agency to protect their vehicles and their business. Discover the difference yourself – fill out a free quote form or call us at 419-423-9145.