We earned some of our Restaurant Insurance expertise in our home town of Findlay, which enjoys a vibrant and diverse restaurant scene. Our community has been nationally recognized as one of the hottest restaurant markets in the nation. We’re lucky to enjoy a bit of everything, from small bistros, coffee shops, and bakeries to remarkable steakhouses and an array of fine dining establishments whose chefs focus on local harvests. All of us at Hitchings Insurance Agency are proud of the contributions that we’ve made to this thriving industry.
More than most, we understand what a challenging business it is to run a successful restaurant. Restaurant Insurance is vital to protecting your business and keeping things operating smoothly. All public-facing businesses have property and liability issues, but a restaurant’s risks are varied and often unique. Many things can go wrong related to your guests, from food poisoning claims and damaged property to a credit card breach or a slip-and-fall injury; your employees are at high risk of cuts, burns, falls, and strains, or they might even be injured by an angry or intoxicated patron; your property is at higher than average risk for liquor liability, theft, and crime; you run the risk of food spoilage due to power outages, property damage from kitchen fires, plus the usual risks that any business faces related to property, inventory, commercial vehicles, reputation, and business interruption.