Professional Office – Commercial Space


Suppose you are a Professional service business that owns the real estate where it operates. You will require commercial office space insurance to protect the additional assets that owning your own space provides.

Contact us today to discuss your business insurance needs.

Luckily for you, professional office insurance is a common type of commercial or business insurance in Ohio. This insurance coverage can be found easily and has a competitive marketplace. It is worth noting that properties that are well-managed and maintained will certainly see an advantage.  These plans are usually offered as part of a commercial package or business owner (BOP) policy.

A few of the professional office types that regularly request coverage from Hitchings Insurance:

  • Accounting Offices
  • Architects Offices
  • Attorney Offices
  • Doctors’ Offices
  • Real Estate Offices
  • Veterinary Offices
  • Dentist Offices

Understanding Business Owner Policy (BOP) Coverage

A Business Owners Policy (BOP) is a special package of coverage that gives you two important types of protection in one. First, it covers your physical items like your building, equipment, and inventory – if something bad happens like a fire or theft, you’re covered. Secondly, it helps with legal implications – if someone gets hurt at your business and sues you, the BOP can also help with those costs.

These plans primarily consist of building coverage, business personal property coverage, general liability coverage, business interruption, and business auto coverage. So, it’s like a safety net for both your business assets and unexpected troubles, all bundled up neatly for your business’s peace of mind.

As your business expands, these seemingly straightforward plans can quickly become more complex. The team at Hitchings Insurance is here to review the finite details and review each insurance policy as an individual case. We’ve worked with owners who had one small office location to a 10-location medical franchise with more than $75mm property values.

Our licensed insurance specialists can help find solutions for professional offices of all sizes and insurance plans to cover your hard work. Contact us today!

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