Farming is in our blood. Several Hitchings Insurance Agency staff members grew up on farms, and during our five decades in business, we’ve served local farms of all sizes from 80-acre family farms to 10,000-acre commercial operations. We are a one-stop shop for all your Ohio Farm Insurance needs. We take care of you, your farm, your family, and your employees.
We provide all the advantages of a large national firm and all the personal service and attention that only a local neighborhood business can offer. Our service is friendly, personal, and highly responsive. Our top priorities are earning your trust and building a long relationship. We understand the importance of insurance – the right coverage can be vital to your legacy planning!
Farming is a tough business! Farmers face risks, hazards, and challenges beyond their control. Farm Insurance helps ensure that challenges do not turn into catastrophes. The right Ohio Farm Insurance policy protects against natural disaster, bad crop yields, equipment breakdowns, or any of the many variables that turn a good season bad.
In Ohio, Farm Insurance covers:
- Your farmhouse – your home and property, with enough coverage to rebuild and replace.
- Your farm buildings – machine sheds, tool shops, grain bins, grain legs, grain dryers, garages, and livestock barns.
- Your farm equipment – tractors, combines, spray coupes, implements and tools. The Basic farm policies cover weather-related losses, collisions, theft, and vandalism.
- Farm Liability – protects against lawsuits related to third-party personal injury or property damage.
If you have employees, you are required by law to carry Workers’ Compensation Insurance, which covers the cost of work-related injuries and temporary wage replacement.
We also offer other coverage options that might make sense for your farm: Crop Insurance, Livestock Insurance, Business Income Insurance, Personal and Commercial Vehicles Insurance, and Commercial Umbrella Insurance. There are other coverages available, depending on the nature and scope of your farming operation.
Employee Benefit Plans and Legacy Planning
Hitchings Insurance will also help you with important Employee Benefit coverages such as Personal or Group Health Insurance, Life Insurance, Key Person Insurance, Short-Term and Long-Term Disability Insurance, and Long-Term Care Insurance. These important coverages can help ensure that your assets are not drained by the cost of extended illness, disability, or the need for long-term care, and that those assets are protected in the event of death.
You talk, we listen!
At Hitchings Insurance, we take the time to listen to you, learn your unique needs, learn what you value, and learn what is important to you. Once we have a clear picture, we turn to our network of insurance partners and from an array of options, we select the ones that fit your singular circumstances and budget. Our service is friendly, personal, and highly responsive. We’re there for you in good times and bad.
Learn why so many of your Ohio and Michigan neighbors trust Hitchings Insurance Agency to protect their farms. We invite you to learn about the Hitchings Insurance Agency difference yourself – fill out a free quote form or call us at 419-423-9145.