There are more than 1.3 million head of cattle, 6 million turkeys, 2.5 million pigs, and 120 thousand sheep in the state of Ohio, according to the US Department of Agriculture. Livestock and poultry are part of a tradition of family farming dating back generations. And for generations, our neighboring farmers, ranchers, and dairymen have trusted Hitchings Insurance Agency to protect their valuable animals with a broad array of Livestock Insurance policies and coverages. We work with an extensive network of top-quality insurance companies to find you the best coverage for your livestock and poultry, whether you are a producer on a large ranch, a grower, or you raise animals on a family farm for personal consumption.
Types of Livestock Insurance
Animal husbandry is a risky business. Every day brings new challenges. Accidents, illnesses, theft, and natural disasters all threaten your livelihood. Having a solid insurance plan in place will mitigate your risk and reduce your worries. Hitchings Insurance Agency is proud to offer the coverage that best suits your needs. The most common forms of Livestock Insurance include:
- Individual coverage: this is the best choice to insure high-value individual animals. Each animal is listed in the policy by tag, marker, or identifying characteristics. Each animal is covered for a specific dollar amount.
- Blanket coverage: this type of coverage insures all farm property for a predetermined value. Usually a part of a comprehensive Farm Insurance policy, blanket coverage extends to structures, equipment, tools, and livestock.
- Herd coverage: the simplest and most popular type of livestock insurance, herd coverage insures a specific number of animals for a set amount.
Each of these types of Livestock Insurance policies varies in detail and design. Our independent insurance professionals will explain the details and ask the questions to determine what policy suits your unique situation. You may select a comprehensive policy that covers a broad array of hazards including accidents, sickness, disease, injury, and theft. Or you may opt for limited coverage that covers only specific situations like drowning, shooting, fire, smoke, electrocution, weather events and natural disasters, and animal attacks. We know your circumstances are unique, so we’ll work hard to find you the best policy at the right price to suit your needs.
Customized for your needs
Because there are so many hazards in the business of raising animals, there are many specialized insurance packages available to address those needs. Your insurance needs as a poultry farmer are very different from those of a cattle rancher, which in turn are distinct from those raising sheep for wool or food fish in ponds.
Navigating the intricacies of coverage options is tricky. That’s why we’re here to help. It’s what we do. We’ll inform you of available coverage options for your livestock business and help you avoid common pitfalls. Do you need a care, custody, and control endorsement on your policy? Is an animal mortality plan covering accidental poisoning by water or feed right for you? Are your animals covered in the event of an accident occurring while they’re being transported? Do you want coverage that includes the cost of removing and disposing of dead animals? There are as many details as chickens have feathers!
Let the independent insurance professionals at Hitchings Insurance Agency work with you to design a farm and livestock coverage plan that fills in the gaps, accounts for your specific situation, and brings you the financial security and peace of mind you deserve.
You talk, we listen!
Talk to us – our experienced team would love to help you assess the best protection for your unique livestock needs. Learn why so many farmers in Ohio and Michigan trust us to protect their animals. We invite you to learn about the Hitchings Insurance Agency difference yourself – fill out a free quote form or call us at 419-423-9145.