Dental Insurance
Dental plans are a type of health insurance that covers oral care. While health insurance can cover medical, dental, and vision, a targeted dental plan may be best for your family’s needs.
Did you know oral care is important for more than just the health of your teeth? Poor oral health has been linked to other disease states, like heart disease, stroke, and diabetes.
Good oral health requires more than just daily brushing and flossing. Regular dental check-ups are necessary to catch and prevent issues before they progress. But what happens when you require more extensive treatment, such as fillings or crowns? Will you be able to afford it?
What dental coverage options are there?
Employer-sponsored plans may be an option if you work for a company that offers this benefit. Your premium responsibility as an employee depends on your employer’s setup. The policy will also detail such things as deductibles and co-pays for certain services. It will also tell how frequently cleanings are covered, like every six months, to stay proactive.
Dental plans can also be purchased from an insurance carrier as stand-alone policies for you, individually or as a family. If your employer does not offer dental insurance, you can purchase it on your own.
Are you prepared to pay these out of pocket if there isn’t coverage? Is your dentist in the network? If not, are you willing to switch to one that is in the network for covered services? All these situations are worth considering, and hopefully, you can review and discuss these decisions before a health issue arises.
Our licensed insurance professionals at Hitchings Insurance Agency look forward to getting to know you! Once we understand your situation and know your dentist of choice, we can provide you with options and answer your questions to make an informed decision about your dental insurance.
Ohio Health Insurance
At Hitchings Insurance, Health Insurance is one of our cornerstone coverages. Our experience spans decades, and we offer an array of personal Health Insurance plans for individuals and families and Group Health Insurance plans for employers. Whether you are an individual, a family, or a business, our independent insurance professionals will guide you and provide simple and transparent options.
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