Group Health
Insurance
Benjamin Franklin famously said, “Nothing in life is certain except death and taxes.” We plan and prepare for taxes every year, but it’s just plain human nature that we don’t like to think about or plan for our own mortality. It’s a subject that is uncomfortable for many of us but making financial decisions about Life Insurance is vital to ensure that our loved ones will be taken care of in the manner they deserve should we meet an untimely death.
One myth is that we only need Life Insurance if we have young children. The real test as to whether we need coverage is whether we have people who depend on us. That would definitely include children and any dependents. It would also include a spouse so that they could maintain a decent lifestyle on their own. It can pay funeral expenses, cover a mortgage, pay outstanding debts, and provide resources for your children’s education. And if you are a business owner, Life Insurance can protect key employees and business partners, ensuring the continuation of your business.
Another myth that many people believe is that because they have a Life Insurance policy with their employer, they are sufficiently covered. It can make good sense to have a supplemental stand-alone personal policy because if you change jobs, you lose your coverage.
Let Us Help You Build Your Employee Benefits Plan
We not only insure your buildings, property, inventory, and equipment, we also take care of your most vital asset: your people. Our licensed team of Hitchings Insurance agents are highly experienced in building Employee Benefit plans to fit any commercial organization’s needs and budget. We offer a robust menu of Employee Benefits, along with the expertise to help you compare plan benefits and costs so that you have the information you need to choose the right plan for your budget and your business goals. We help you plan and deliver a benefit package that will help you attract and retain top people in your field.
We are proud to help our neighboring businesses in Ohio and Michigan navigate the changing Health Insurance and Employee Benefits landscape. We invite you to learn why so many of your neighboring businesses turn to Hitchings Insurance Agency to work with them to craft a competitive benefit package.
Learn why so many businesses in Ohio and Michigan trust Hitchings Insurance Agency to provide for their employees’ health and benefit plans.
Tired of talking to a computer to get insurance?
Give us a call and speak with one of our ‘people first’ agents.
