Medicare Supplement plans do just what the name implies, they “supplement” the coverages not provided by original Medicare. These plans are identified by letters and the coverages for each plan are identical from carrier to carrier. For example, coverages for Carrier #1’s Plan G are identical to Carrier #2’s Plan G. Where they differ is in the monthly premium.
Networks for doctors and hospitals are not an issue with Medicare Supplement Plans. If the provider accepts Original Medicare, they will also accept your Medicare Supplement Plan coverage.
It’s extremely important to note that prescription drugs are not covered under a Medicare Supplement Plan. As a result, a Prescription Drug Plan (PDP) is required even if you do not take any medications (see section below for more details).
If you select this route, you will have Original Medicare, a Medicare Supplement Plan, and a PDP. Our licensed insurance agents also help in the event you need to make connections with these carriers at no additional cost.