Ohio’s Best Vision Insurance Plans
Vision plans are a type of health insurance that covers oral care. While health insurance can cover medical, dental, and vision, a targeted dental plan may be best for your family’s needs.
Vision allows us to experience so much in the world around us. Taking care of your eyes through routine care is important. In addition to overall vision health, did you know your eyes can also detect such conditions as high blood pressure?
Vision insurance is another ancillary policy that can be added if it isn’t an included coverage. Like dental insurance, this can be part of an employer-sponsored benefit or purchased individually.
What should I consider for vision insurance?
When we experience health-related issues, it can change everything. You have flexibility in the cost of your dental plan with the decision you make about getting the coverage you want with deductibles and out-of-pocket costs you can afford. For example, a plan may cover 100% for two cleanings in a year (preventative) in exchange for a premium. You can weigh the cost of the annual premium against what two cleanings would cost out of pocket without insurance.
We currently have plans that cost $29 for an individual with a $50 deductible. Preventative services are covered at 100%, basic services at 80% and major services at 50%, with a benefit period maximum of $1000.
Something beyond a standard cleaning could be needed for your teeth. Instead of preventative services, you may need basic services or major services.
If there is a need for glasses and/or contacts, this policy also has coverages that will help reduce those costs. It will be important to note if both can be selected in a year or if you must choose between one or the other.
Our Health Insurance Promise
We value transparency and options that are easy to understand – and make it our job to mitigate blind spots and eliminate confusion when it comes to health insurance. We actively listen, ask questions, and leverage our network of insurance carriers to find the right coverage, at the best price possible.
To learn more about our ‘People Before Policies’ approach – complete and submit a free health insurance quote request – or call us at 419-423-9145.
What vision insurance policy will be best for me?
At Hitchings Insurance our team of licensed health insurance professionals knows the right questions to ask to find a vision insurance policy for you. We understand that each person’s situation is unique. The biggest question is, are you able to cover the cost of an exam, glasses, contacts, or even surgery out of pocket, or does the monthly premium for the policy make sense to provide you with the benefits and lower cost responsibility? We look forward to helping you figure this out!
Ohio Health Insurance
At Hitchings Insurance, Health Insurance is one of our cornerstone coverages. Our experience spans decades, and we offer an array of personal Health Insurance plans for individuals and families and Group Health Insurance plans for employers. Whether you are an individual, a family, or a business, our independent insurance professionals will guide you and provide simple and transparent options.
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Give us a call and speak with one of our ‘people first’ agents.
