Meat Processors


Butchering and meat processing are common in many communities. Local butchers and custom processors are found in almost every town, playing an important role in the US food supply. Hitchings Insurance specializes in covering the risks and challenges of this business to provide you with peace of mind.

Butchers Insurance Coverage Items to Consider:

Products Liability

This is the most essential coverage. Products liability will cover legal costs and damages against consumer claims for illness, injury, or property damage. The illness portion of the product coverage is a critical item that needs to be provided for these businesses.

Inventory Spoilage/Contamination

Depending on the organization’s size, this can equate to millions of dollars of exposure. If your property has a catastrophic weather event or you lose power and equipment for an extended period, you could have a significant exposure for your meat processing or butchering business.

Workers Compensation

Coverage against employees’ injuries when dealing with sharp saws, knives, and equipment. It is imperative to have the proper workers’ compensation policy in force.

Health Department Shutdown

This can come in handy if you were to be shut down for health department violations. This would cover their expenses and potential loss of revenue or business interruption claims.

Equipment Breakdown

Coverage against mechanical breakdowns by covered perils. This does not include wear and tear or maintenance-related expenses.

Business Interruption

Also known as business income coverage, this protects against loss of revenue or extra expenses for covered peril losses to your facilities.

General Liability

Coverage against third-party injury and property damage claims.

Legal Defense Costs

Protection against legal expenses due to general or product liability claims.

Off Premises Business Interruption

Coverage against loss of utilities such as electricity or water supply, which would cause you to shut down and lose revenues. Dependent property loss of income can also be included if you rely on the supply chain to maintain operations. Coverage could be available if a supplier sustains a direct physical loss and can no longer supply you with goods.

Work with our licensed insurance specialists to help mitigate your risks and keep your business moving forward.

Our Farm Insurance Promise

We value people, even more than the farms they operate, and make it our job to mitigate risks and leave no room for doubt. We actively listen, ask questions, and leverage our network of insurance carriers to find the right coverage, at the best price possible.

To learn more about our ‘People Before Policies’ approach – complete and submit a free quote request – or call us at 419-423-9145.