Meat Processor Insurance

This is the most essential coverage. Products liability will cover legal costs and damages against consumer claims for illness, injury, or property damage. The illness portion of the product coverage is a critical item that needs to be provided for these businesses.

Depending on the organization’s size, this can equate to millions of dollars of exposure. If your property has a catastrophic weather event or you lose power and equipment for an extended period, you could have a significant exposure for your meat processing or butchering business.

Coverage against employees’ injuries when dealing with sharp saws, knives, and equipment. It is imperative to have the proper workers’ compensation policy in force.

This can come in handy if you were to be shut down for health department violations. This would cover their expenses and potential loss of revenue or business interruption claims.

Coverage against mechanical breakdowns by covered perils. This does not include wear and tear or maintenance-related expenses.

Also known as business income coverage, this protects against loss of revenue or extra expenses for covered peril losses to your facilities.

Coverage against third-party injury and property damage claims.

Protection against legal expenses due to general or product liability claims.

Coverage against loss of utilities such as electricity or water supply, which would cause you to shut down and lose revenues. Dependent property loss of income can also be included if you rely on the supply chain to maintain operations. Coverage could be available if a supplier sustains a direct physical loss and can no longer supply you with goods.