Cattle Specific

Livestock Insurance

According to the USDA, there are approximately 94 million head of cattle in the United States as of 2021, and they live in every state of our country. Mixed-used operations with livestock and grain are widespread here in the Midwest. As a farmer navigating all the challenges of keeping your livestock in top shape, you can appreciate that they come with unique risks. For that reason, there are specific insurance requirements for cattle operations that should be discussed.

Hitchings Insurance provides cost-effective solutions to support and protect your agricultural business & livestock needs. Let’s talk today about how we can help improve your peace of mind.

Insurance coverages your cattle operation should consider.

There are a variety of Livestock and cattle operation-specific Insurances, which includes a range of coverages to safeguard operations of any size or type. At Hitchings Insurance, our insurance policies are specifically designed to protect your cattle operation, ensuring we protect your bottom line.

As a caretaker of our nation’s livestock, consider a few standard and specific coverages in your farm plan related to your Cattle.

Livestock Mortality

Coverage protects against costs associated with the disease and death of an animal.

Livestock Transit

Coverage while you’re transporting your herd.

Standard Peril Livestock

Coverage against weather-related events, fires, storms, and any other peril included in your base farm insurance plan.

Cattle Herd Buy Back

Coverage that protects the grower against a sudden unforeseen decline in cattle prices. We don’t offer this type of coverage but have relationships with companies specializing in this USDA-offered plan.

Business Interruption Insurance

If cattle are a revenue source for you, including this in your cattle farm insurance plan is imperative. If you lost your source of income, could you financially recover? If you had a barn fire and missed a year of finishing out cattle, this coverage would cover the lost revenue and additional expenses to get you back up and running.

Liability Insurance

Cattle-specific losses can occur, and you want to ensure proper coverage. Example: If a steer gets out of its pasture or barn (never happens, right?) and gets hit by a passing vehicle, you are legally responsible for paying for ALL damages and injuries.

The livestock industry contains a range of opportunities. It also comes with unique risks, such as unforeseen environmental factors affecting herd performance. With the correct insurance, you can gain peace of mind, knowing that potential damages and legal costs will be covered, allowing you to focus on your crucial role in maximizing health and mitigating risks for a thriving cattle operation.

On top of cattle-specific items, you should also consider these additional items in your farm package insurance plan.

  • Personal Property
  • Farm Property
  • Farm Buildings
  • Grain Storage Buildings
  • Farm Liability
  • Pollution Liability
  • Farm Employers Liability
  • Workers Compensation
  • Farm Trucking Insurance
  • Crop Insurance
  • Legacy Planning Insurance

Our Farm Insurance Promise

We value people, even more than the farms they operate, and make it our job to mitigate risks and leave no room for doubt. We actively listen, ask questions, and leverage our network of insurance carriers to find the right coverage, at the best price possible.

To learn more about our ‘People Before Policies’ approach – complete and submit a free quote request – or call us at 419-423-9145.