Farm Umbrella Liability


A farm umbrella policy is a crucial piece of any farm protection plan. At Hitchings Insurance, we honestly think it’s one the last of the good cheap insurances available in the marketplace.

Umbrella insurance is a broad shelter of insurance intended to blanket and protect all underlying assets on the farm. The increased liability protection can protect against farm liability losses, farm trucking loss, personal auto liability losses, personal liability losses, recreation vehicle liability losses, and pollution liability.

What do we mean by that?

With farm umbrella coverage, you receive millions of dollars of protection for hundreds of dollars in cost. It is the most valuable risk transfer tool you can buy and should be fully utilized by every farm.

No one begins a day on the farm thinking a high-cost lawsuit will be on the horizon. The threat of legal risks can seem overwhelming. That’s why we offer farm umbrellas to protect you from legal defense costs, property damages, and personal injuries that you could be negligent for causing. We want you to have the peace of mind you deserve, so we focus on asset protection and risk transfer. By setting the right limits, you can relax, knowing that you’re covered, and your assets are safe.

Work with a farm insurance specialist to devise a farm protection solution today.

Our Farm Insurance Promise

We value people, even more than the farms they operate, and make it our job to mitigate risks and leave no room for doubt. We actively listen, ask questions, and leverage our network of insurance carriers to find the right coverage, at the best price possible.

To learn more about our ‘People Before Policies’ approach – complete and submit a free quote request – or call us at 419-423-9145.