Machine Shop Insurance

You run a specialized business, and when you choose to insure your machine shop with us you get access to insurance carriers who truly understand your needs. We help you to find the best coverage solution at the best pricing, and offer specialized loss control guidance and recommendations to further decrease your cost and lower your overall risk profile.

Machine shop operations are unique, as they tend to build very specialized products for various applications. Some products are complex, some are very simple. We have practical insurance solutions to cover all types of associated risks.

Common Machine Shops and Metal Working Businesses We Help Insure

  • Hardware Manufacturers
  • Industrial Movers
  • Industrial Line Parts Manufactures
  • Specialty Parts Manufacturers
  • Hydraulic Repair, Manufacturing, Service
  • CNC Machining, Turning, and Milling
  • Automation Services

Typical Coverage We Provide

  • General Liability – Liability against lawsuits where property damage or injury occurs.

  • Product Liability – Liability against the products you manufacture.

  • Riggers Liability – Liability for business in which moving equipment is part of the operation. This liability covers your organization against the rigging of machines, supplies, parts or any other heavy object..

  • Property Coverage – Coverage on your building, business personal property, inventory, property of others.

  • Business Interruption – Coverage for indirect loss of income should your facility be damaged, which would cause a loss of income to you. Business Interruption also covers Extra Expenses that the business would have dues to the loss. These could include additional costs to rent a new facility, move to a new facility, or the cost of increased utilities.

  • Business Auto – Coverage for auto liability and physical damage against owned, leased, or rented vehicles of the corporation.

  • Umbrella Liability – Additional limits of liability to properly protect against inherent risks of operating the business.

  • Employment Related Coverages – Workers Compensation, Employment Practices Liability, Employee Benefits Coverage, Employers Liability to name a few.

  • Employee Health Benefits – Health plans to help employees find reasonable cost-effective health solutions. This is a great retention tool for business owners.

We have a specialized program for machine shops and really enjoy our partnerships with these business owners. We’d love to jump in a find a great insurance program solution for you!