
Kristi Luzader
Insurance Professional
info@hitchingsinsurance.com
Kristi was born and raised in Carey, OH, and has a strong connection to her hometown. She joined the insurance industry in 2014 and enjoys helping and interacting with customers. She enjoys going on vacation to see her extended family, volunteering, and camping in her free time!
Posts By Kristi Luzader

Understanding Blanket Insurance: Comprehensive Protection for Your Valuables
Updated: January 9, 2026
Protecting your valuable belongings is a top priority. Whether it's your jewelry collection, fine arts, or vast sports collectibles, you want assurance that these items [...]

Water Backup Coverage: What is it?
Updated: January 9, 2026
Owning a home can be both exciting and stressful. There are some things you never want to deal with as a homeowner. One is [...]

Protect Your Farm and Your Assets: Farm Dump Truck Insurance
Updated: January 9, 2026
Farm dump trucks are essential tools for many Ohio farmers. They handle everything from hauling grain and livestock feed to moving soil and construction materials. [...]

State Farm and Other Carriers Not Providing Hyundai and Kia Insurance
Updated: January 9, 2026
Car owners who drive a Hyundai or Kia are likely feeling the impacts of what a national increase in auto theft does to insurance. In [...]

Home Fire Insurance: Are Electrical Fires Covered?
Updated: January 9, 2026
Fires are devastating. They are deadly, destructive, and can spread extremely fast. For homeowners, their property catching fire is probably among the top 5 worst [...]

Do Credit Scores Affect Premiums?
Updated: January 9, 2026
Do Credit Scores Impact Insurance Premiums? In the United States, it’s common to use credit scores to gauge auto insurance or home insurance rates. Depending [...]

What to Do After an Automobile Accident
Updated: January 9, 2026
What to Do After an Automobile Accident So, you’ve gotten into a fender-bender. Someone behind you wasn’t paying attention when you pulled up to a [...]

Does Car Insurance Follow the Car or the Driver?
Updated: January 9, 2026
Understanding insurance coverage if someone else drives your vehicle. There are moments when you quickly need to borrow a friend’s vehicle, or perhaps you allow [...]

Collision Coverage Explained
Updated: January 9, 2026
What is collision coverage? The insurance industry uses a variety of different terms. It can be very confusing for people that do not have a [...]








