Kristi Luzader

Insurance Professional

info@hitchingsinsurance.com

Kristi was born and raised in Carey, OH, and has a strong connection to her hometown. She joined the insurance industry in 2014 and enjoys helping and interacting with customers. She enjoys going on vacation to see her extended family, volunteering, and camping in her free time!

Posts By Kristi Luzader

  • Understanding Blanket Insurance Comprehensive Protection for Your Valuables

    Understanding Blanket Insurance: Comprehensive Protection for Your Valuables

    Updated: January 9, 2026

    Protecting your valuable belongings is a top priority. Whether it's your jewelry collection, fine arts, or vast sports collectibles, you want assurance that these items [...]

  • Water Backup Coverage What is it

    Water Backup Coverage: What is it?

    Updated: January 9, 2026

    Owning a home can be both exciting and stressful. There are some things you never want to deal with as a homeowner. One is [...]

  • Farm Dump Truck Insurance

    Protect Your Farm and Your Assets: Farm Dump Truck Insurance 

    Updated: January 9, 2026

    Farm dump trucks are essential tools for many Ohio farmers. They handle everything from hauling grain and livestock feed to moving soil and construction materials. [...]

  • State Farm And Other Carriers Not Providing Hyundai And Kia Insurance

    State Farm and Other Carriers Not Providing Hyundai and Kia Insurance

    Updated: January 9, 2026

    Car owners who drive a Hyundai or Kia are likely feeling the impacts of what a national increase in auto theft does to insurance. In [...]

  • Home Fire Insurance Are Electrical Fires Covered?

    Home Fire Insurance: Are Electrical Fires Covered?

    Updated: January 9, 2026

    Fires are devastating. They are deadly, destructive, and can spread extremely fast. For homeowners, their property catching fire is probably among the top 5 worst [...]

  • do credit scores affect premiums

    Do Credit Scores Affect Premiums?

    Updated: January 9, 2026

    Do Credit Scores Impact Insurance Premiums? In the United States, it’s common to use credit scores to gauge auto insurance or home insurance rates. Depending [...]

  • what to do after an automobile accident

    What to Do After an Automobile Accident

    Updated: January 9, 2026

    What to Do After an Automobile Accident So, you’ve gotten into a fender-bender. Someone behind you wasn’t paying attention when you pulled up to a [...]

  • Does Car Insurance Follow the Car or the Driver

    Does Car Insurance Follow the Car or the Driver?

    Updated: January 9, 2026

    Understanding insurance coverage if someone else drives your vehicle. There are moments when you quickly need to borrow a friend’s vehicle, or perhaps you allow [...]

  • Collision Coverage Explained

    Collision Coverage Explained

    Updated: January 9, 2026

    What is collision coverage? The insurance industry uses a variety of different terms. It can be very confusing for people that do not have a [...]