The Hitchings Blog

Recent posts

  • Is Catastrophic Insurance The Escape Hatch For Your Business?

    Updated: June 1, 2026

    If you own a business in Ohio, you’ve likely opened your 2026 health insurance renewal and felt a bit of sticker shock. Ohio employers are [...]

  • Nuclear verdicts and social inflation: what ohio trucking companies must know in 2026

    Nuclear Verdicts and Social Inflation: What Ohio Trucking Companies Must Know in 2026

    Updated: June 1, 2026

    In the Ohio trucking industry, we often talk about the rising costs of fuel, parts, and labor. But there is a more invisible, more dangerous [...]

  • A deep dive into lifted truck insurance

    A Deep Dive Into Lifted Truck Insurance

    Updated: June 1, 2026

    For many Ohio truck owners, a factory-spec suspension is just a starting point. Whether you’ve installed a suspension lift kit for serious off-roading or a [...]

  • The Truth About No Down Payment Commercial Truck Insurance

    Updated: May 14, 2026

    No Down Payment Commercial Truck Insurance: Fact vs. Fiction If you’re starting a trucking business or adding a unit to your fleet, cash flow is [...]

  • Commercial Pickup Truck Insurance: A Guide for Ohio Small Businesses

    Updated: May 13, 2026

    Commercial Pickup Truck Insurance: When a Personal Policy Isn’t Enough In Ohio, the pickup truck is the Swiss Army knife of small business. It’s your [...]

  • Box Truck Insurance: A Guide for Ohio Delivery & Moving Businesses

    Updated: May 12, 2026

    Box Truck Insurance: Protecting Your Last-Mile Delivery Business In the "last-mile" delivery economy, the box truck is king. From furniture delivery in Findlay to food [...]

  • The Errand That Cost a Million Dollars: Why Your Business Needs Hired & Non-Owned Auto Coverage

    Updated: April 16, 2026

    If you run a small business in Ohio, you probably have a "go-to" person for the little things—the employee who runs to the post office, [...]

  • Reefer Trucking Insurance

    Reefer Truck Insurance: Who Pays When the Cooling Unit Fails at 3 AM?

    Updated: April 16, 2026

    In the world of commercial trucking, hauling "dry" freight is a game of logistics and timing. But for refrigerated haulers, it’s a race against thermodynamics. [...]

  • Hazmat Trucking

    The Million-Dollar Spill: Why Standard Cargo Insurance Fails Hazmat and Liquid Bulk Haulers

    Updated: April 16, 2026

    If you are hauling liquid fertilizer through Findlay, fuel to a terminal in Toledo, or specialized chemicals across the Ohio state line, your risk profile [...]

  • Health Insurance for Ohio Farmers: Navigating Your Options in 2026

    Updated: March 10, 2026

    As an Ohio farmer, you aren't just managing crops or livestock; you’re managing a complex small business. Unlike many traditional professionals, farmers often face high-risk [...]

  • Product Manufacturing Insurance

    Product Manufacturing Insurance: Protecting the Goods You Put Into the World

    Updated: March 9, 2026

    If you run a manufacturing business in Ohio, you likely already have a general business policy that covers your building, your machinery, and your employees. [...]

  • Aggregates & Assets: A Guide to Ohio Gravel Truck Insurance

    Updated: March 9, 2026

    If you haul gravel, stone, or sand in Ohio, you know that your day-to-day risks are different from a general dump truck operator hauling construction [...]