What is Lessor’s Risk Insurance?
Updated: July 23, 2025
What is Lessor’s Risk Only (LRO) Insurance? Lessor’s risk insurance. It’s one of those lessor (pun intended) known insurance coverages that are designed [...]
Don’t Get Caught Off Guard: Protecting Your Business with Product Liability Insurance
Updated: August 4, 2025
At Hitchings Insurance, we understand the dedication and hard work that goes into building a successful business. You invest in quality materials, prioritize safety standards, [...]
Insurance Audits
Updated: October 10, 2025
You’ve been requested to complete a business insurance audit. Great, right? Just what you don’t have time to complete during your busy season, or know [...]
Understanding Business Personal Property (BPP) Insurance
Updated: August 5, 2025
What is Business Personal Property (BPP) Insurance? From the computers powering your operations to the inventory waiting for customers, your business is built on [...]
Fiduciary Liability Insurance & Fiduciary Bonds for Ohio, Indiana, Michigan, Kentucky, and Pennsylvania Businesses
Updated: August 4, 2025
Running a small or mid-sized business (SMB) comes with a lot of responsibility. You're not just accountable for the day-to-day operations and keeping your employees [...]
Directors & Officers Insurance: Protecting Your Leadership
Updated: August 4, 2025
Running a small or mid-sized business comes with a lot of responsibility. You're constantly making decisions that can impact your employees, your customers, and the [...]
Hitting the Bullseye: Gun Range Insurance for Your Ohio Business
Updated: September 11, 2025
Owning a gun range is a unique business that caters to a passionate community of firearms enthusiasts. But along with the excitement of the [...]
Protecting Your Business: A Guide to Cyber Insurance for Small and Mid-Sized Businesses in the Midwest
Updated: August 4, 2025
The new technology and digital presence have brought incredible opportunities for businesses of all sizes. However, it has also introduced new threats: cyberattacks, spam email [...]
Protecting Your Business from Employment Lawsuits: A Guide to Employment Practices Liability Insurance (EPLI) for Ohio, Indiana, Michigan, Kentucky, & Pennsylvania Businesses
Updated: August 4, 2025
Running a small or mid-sized business (SMB) in today's competitive landscape requires wearing many hats. You juggle finances, marketing, operations, and most importantly, your employees. [...]
Management Liability Insurance Matters For Your Ohio Business (and Beyond): Here’s Why
Updated: August 4, 2025
Running a small or mid-sized business in Ohio is no walk in the park. You wear many hats, constantly juggling tasks and making decisions [...]