The Hitchings Blog

Recent posts

  • Designing a benefits package for the self employed

    Designing a Benefits Package for the Self-Employed

    Updated: January 9, 2026

    While being self-employed certainly offers many benefits, such as being your own boss and being able to determine your own schedule, it also may mean [...]

  • Business Interruption Insurance for Contractors

    Updated: January 15, 2026

    Running a contracting business is inherently risky. Running any business, for that matter, comes with its own inherent set of risks, but unfortunately, contracting businesses [...]

  • group health insurance for contractors

    Group Health Insurance for Contractors

    Updated: January 9, 2026

    One of the most important parts of running a business as a contractor is taking care of your employees and ensuring that every moving part [...]

  • Questions to ask when buying group health insurance

    Questions to Ask When Buying Group Health Insurance

    Updated: June 10, 2026

    Employers offer group health insurance for numerous reasons. It helps attract and retain talented employees. It allows employers to negotiate more profitable rates and coverage [...]

  • Individual vs group health insurance: which is the best?

    Individual vs Group Health Insurance: Which is The Best?

    Updated: June 10, 2026

    Did you know that very near 50% of Americans depend on an employer-chosen group health plan for their own insurance coverage? By the same token, [...]

  • Proper Fire Safety for Your Farm

    Proper Fire Safety Practices for Your Farm

    Updated: January 9, 2026

    Proper Fire Safety Practices & Prevention Measures for Your Farm Barn fires can wreak havoc on a farm overnight. Some farms in history have resulted [...]

  • The fundamentals of a subcontractor agreement

    The Fundamentals of a Subcontractor Agreement

    Updated: January 9, 2026

    The Fundamentals of a Subcontractor Agreement If you are a general contractor who is working on a larger project, you will likely need to hire [...]

  • How to choose pet insurance

    How to Choose Pet Insurance for Your Dog or Cat

    Updated: January 9, 2026

    How to Choose Pet Insurance for Your Companion Pet insurance is one of those things you’ll never want to have to use. We all want [...]

  • Insuring your horse at someone else's farm

    Insuring Your Horse at Someone Else’s Farm

    Updated: January 9, 2026

    Here’s How You Know Who’s Responsible for Insuring Your Horse Boarded at Another Farm The cost of owning a horse can be rather tremendous, depending [...]

  • Pet Insurance 101

    Pet Insurance 101: Pet Insurance Ohio

    Updated: January 9, 2026

    Pet Insurance 101 The pet industry has been booming over the last few decades with more and more pet owners paying mind to the overall [...]

  • do credit scores affect premiums

    Do Credit Scores Affect Premiums?

    Updated: January 9, 2026

    Do Credit Scores Impact Insurance Premiums? In the United States, it’s common to use credit scores to gauge auto insurance or home insurance rates. Depending [...]

  • Contractors errors & omissions insurance

    Contractors Errors & Omissions Insurance

    Updated: January 9, 2026

    A Contractors Errors & Omissions General Coverage Explanation No one becomes a contractor without sufficient experience, dedication, and attention to detail. Trying to operate a [...]