The Hitchings Blog
Recent posts

Designing a Benefits Package for the Self-Employed
Updated: January 9, 2026
While being self-employed certainly offers many benefits, such as being your own boss and being able to determine your own schedule, it also may mean [...]
Business Interruption Insurance for Contractors
Updated: January 15, 2026
Running a contracting business is inherently risky. Running any business, for that matter, comes with its own inherent set of risks, but unfortunately, contracting businesses [...]

Group Health Insurance for Contractors
Updated: January 9, 2026
One of the most important parts of running a business as a contractor is taking care of your employees and ensuring that every moving part [...]

Questions to Ask When Buying Group Health Insurance
Updated: June 10, 2026
Employers offer group health insurance for numerous reasons. It helps attract and retain talented employees. It allows employers to negotiate more profitable rates and coverage [...]

Individual vs Group Health Insurance: Which is The Best?
Updated: June 10, 2026
Did you know that very near 50% of Americans depend on an employer-chosen group health plan for their own insurance coverage? By the same token, [...]

Proper Fire Safety Practices for Your Farm
Updated: January 9, 2026
Proper Fire Safety Practices & Prevention Measures for Your Farm Barn fires can wreak havoc on a farm overnight. Some farms in history have resulted [...]

The Fundamentals of a Subcontractor Agreement
Updated: January 9, 2026
The Fundamentals of a Subcontractor Agreement If you are a general contractor who is working on a larger project, you will likely need to hire [...]

How to Choose Pet Insurance for Your Dog or Cat
Updated: January 9, 2026
How to Choose Pet Insurance for Your Companion Pet insurance is one of those things you’ll never want to have to use. We all want [...]

Insuring Your Horse at Someone Else’s Farm
Updated: January 9, 2026
Here’s How You Know Who’s Responsible for Insuring Your Horse Boarded at Another Farm The cost of owning a horse can be rather tremendous, depending [...]

Pet Insurance 101: Pet Insurance Ohio
Updated: January 9, 2026
Pet Insurance 101 The pet industry has been booming over the last few decades with more and more pet owners paying mind to the overall [...]

Do Credit Scores Affect Premiums?
Updated: January 9, 2026
Do Credit Scores Impact Insurance Premiums? In the United States, it’s common to use credit scores to gauge auto insurance or home insurance rates. Depending [...]

Contractors Errors & Omissions Insurance
Updated: January 9, 2026
A Contractors Errors & Omissions General Coverage Explanation No one becomes a contractor without sufficient experience, dedication, and attention to detail. Trying to operate a [...]