Hitchings Insurance: Your Ohio Partner for Peace of Mind 

Owning and operating a trucking company comes with a unique set of risks. From cargo damage to accidents, the potential liabilities are significant. That’s where comprehensive tractor trailer insurance comes in. At Hitchings Insurance, we understand the intricacies of the trucking industry and offer tailored policies to safeguard your business. 

What is Tractor Trailer Insurance? 

Often referred to as truck and trailer insurance or commercial truck insurance, this coverage is designed to protect trucking companies and truck drivers from financial losses due to accidents, cargo damage, and other unforeseen events. 

Why Do You Need Truck and Trailer Insurance? 

• Liability Protection: Covers bodily injury and property damage caused by your truck or driver to others. 

• Cargo Coverage: Protects the goods you’re hauling while in transit from loss or damage. 

• Physical Damage: Covers damage to your truck and trailer from accidents, fire, theft, and more. 

• Truck Drivers Insurance: Provides coverage for your drivers in case of accidents or injuries on the job. 

• Additional Coverages: Options like environmental cleanup, motor truck cargo, and physical damage coverage are available to further protect your business. 

Mitigating Risks in the Trucking Industry 

Proactive risk management is crucial for trucking businesses. Implementing effective safety measures can not only protect your drivers and cargo but also significantly impact your insurance premiums. 

• Driver Safety: Rigorous driver screening, training, and monitoring programs reduce accident risk. 

• Vehicle Maintenance: Regular inspections and maintenance prevent breakdowns and accidents. 

• Cargo Security: Proper loading, securing, and monitoring practices protect cargo and prevent claims. 

• Compliance: Adherence to federal and state regulations avoids costly penalties and violations. 

• Telematics: Technology can track vehicle performance, driver behavior, and cargo location. 

• GPS Monitoring: Technology that can monitor the exact location of the vehicle, its speed, and other items. This protects the trucking business against false accident reports, as you can prove exactly where your truck is at all times.  

• 24/7 Rolling Cameras: Monitor the front and rear of the vehicle along with a driver-facing camera. These cameras can be crucial in an accident investigation, and can prove your company is not at fault, and that your driver’s eyes were on the road.  

Reap the Rewards of a Strong Safety Record 

A proven commitment to safety translates into significant cost savings on your insurance premiums. Trucking companies with a history of fewer claims are often rewarded with: 

• Lower Premiums: Insurance carriers recognize and incentivize safe operations. 

• Increased Discounts: Eligibility for safety-based discounts and bonuses. 

• Improved Policy Terms: Access to broader coverage options and more favorable conditions. 

Hitchings Insurance: Your Ohio Trucking Insurance Experts 

We’re committed to providing trucking companies in Ohio, Indiana, and other states with top-notch insurance solutions. Our experienced team understands the specific challenges you face and can help you create a policy that meets your unique needs. 

Key benefits of choosing Hitchings Insurance: 

• Customized Coverage: We tailor policies to fit your specific business operations. 

• Competitive Rates: We work hard to find you the best possible rates. 

• Expert Guidance: Our knowledgeable agents are here to assist you. 

• Strong Partnerships: We work with reputable insurance carriers. 

Don’t let unexpected events derail your business. Contact Hitchings Insurance today for a free quote on tractor trailer insurance. We’re here to protect your investment and keep your trucks rolling.