• Water Backup Coverage What is it

    Water Backup Coverage: What is it?

    Updated: July 23, 2025

    Owning a home can be both exciting and stressful. There are some things you never want to deal with as a homeowner. One is [...]

  • Are Log Homes More Expensive to Insure?

    Updated: August 11, 2025

    Log homes are different than your regular home, and many homeowners and even prospect buyers tend to consider them better than your traditional stick-built [...]

  • Equipment Breakdown Coverage What Is It

    Equipment Breakdown Coverage: What Is It?

    Updated: August 11, 2025

    We get this question a lot! What is equipment breakdown coverage? It’s actually quite simple…just what the name suggests! If a mechanical system in your [...]

  • Home Fire Insurance Are Electrical Fires Covered?

    Home Fire Insurance: Are Electrical Fires Covered?

    Updated: August 11, 2025

    Fires are devastating. They are deadly, destructive, and can spread extremely fast. For homeowners, their property catching fire is probably among the top 5 worst [...]

  • Ting protection package alerts before electrical malfunction

    Ting Protection Package Alerts Before Electrical Malfunction

    Updated: August 11, 2025

    Protecting you, your family, and your loved ones is what Hitchings Insurance does. Offering customized, affordable insurance, and offering you advice on how best to [...]

  • Barndominium 101

    Updated: August 11, 2025

    If you live in rural USA you may have noticed a new trend. You have probably seen people living out of barns. No, not a [...]

  • do credit scores affect premiums

    Do Credit Scores Affect Premiums?

    Updated: October 11, 2023

    Do Credit Scores Impact Insurance Premiums? In the United States, it’s common to use credit scores to gauge auto insurance or home insurance rates. Depending [...]

  • good vs bad property photos to send to your agent

    Good vs. Bad Property Photos to Send to Your Agent

    Updated: June 12, 2025

    When securing home insurance, there are several things to review to ensure that the coverage is proper. It can be overwhelming without a helpful insurance [...]

  • Home Insurance Rates Increasing Due to Inflation

    Home Insurance Rates Increasing Due to Inflation

    Updated: June 12, 2025

    Is Inflation Affecting my Home Insurance Rate? A standard homeowners insurance policy includes an inflation index. This is included to increase your coverage by some [...]

  • What to do after a fire loss

    What To Do After a Fire Loss

    Updated: October 23, 2023

    What to Do After a Fire Loss: Property Insurance Claims, Steps to Take & Tips If you’ve ever experienced a home fire or have recently [...]