• Home Fire Insurance Are Electrical Fires Covered?

    Home Fire Insurance: Are Electrical Fires Covered?

    Updated: August 11, 2025

    Fires are devastating. They are deadly, destructive, and can spread extremely fast. For homeowners, their property catching fire is probably among the top 5 worst [...]

  • do credit scores affect premiums

    Do Credit Scores Affect Premiums?

    Updated: October 11, 2023

    Do Credit Scores Impact Insurance Premiums? In the United States, it’s common to use credit scores to gauge auto insurance or home insurance rates. Depending [...]

  • good vs bad property photos to send to your agent

    Good vs. Bad Property Photos to Send to Your Agent

    Updated: June 12, 2025

    When securing home insurance, there are several things to review to ensure that the coverage is proper. It can be overwhelming without a helpful insurance [...]

  • Home Insurance Rates Increasing Due to Inflation

    Home Insurance Rates Increasing Due to Inflation

    Updated: June 12, 2025

    Is Inflation Affecting my Home Insurance Rate? A standard homeowners insurance policy includes an inflation index. This is included to increase your coverage by some [...]

  • why are my home insurance rates going up

    Why Are My Home Insurance Rates Going Up?

    Updated: October 23, 2023

    Why Are My Home Insurance Rates Going Up? Home insurance is an insurance product purchased to protect what is easily your biggest investment: your home. [...]

  • OMIG Top Performing Agency

    Hitchings Insurance Agency Honored by Ohio Mutual Insurance Group as Top Performing Agency

    Updated: June 12, 2025

    HONORED IN TOP 10 FOR OUTSTANDING PROFITABLE GROWTH FINDLAY – Hitchings Insurance Agency, Inc. has been recognized by Ohio Mutual Insurance Group President and CEO [...]

  • Home Insurance What isn't covered

    Home Insurance: What ISN’T covered?

    Updated: October 23, 2023

    You May Think Toys are Covered on your Home Insurance. Hold That Thought! As kids, we love toys because they give us options to explore [...]

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